Terms of Use & Disclaimer

1. Acceptance of Terms

By accessing and using www.superannuationcalc.com.au (“the Website”), you agree to be bound by these Terms of Use.

If you do not agree, you should not use this Website.

2. Informational Purpose Only

The Superannuation Calculator is provided for general informational and educational purposes only.

The calculator provides superannuation projections based on current ATO rates and contribution caps. Results are approximations only and may not reflect the exact amount payable for your specific circumstances.

This Website does not provide financial or superannuation advice. Always consult a qualified financial adviser or SMSF specialist before making financial decisions based on these calculations.

3. No Affiliation with Government

This Website is not affiliated with, endorsed by, or associated with the Australian Taxation Office (ATO) or any superannuation fund.

For official guidance on superannuation, users should consult the ATO website at ato.gov.au, or seek professional financial advice.

4. No Professional Advice

The information provided on this Website does not constitute:

• Financial or superannuation advice
• Tax advice
• Legal advice
• Retirement planning advice

You should seek independent professional advice tailored to your personal circumstances before making superannuation or financial decisions.

5. Accuracy of Information

While reasonable efforts are made to ensure the calculator reflects current ATO rates and thresholds, we do not guarantee that:

• All information is current
• Calculations are error-free
• Results are suitable for your circumstances
• Super guarantee rates or contribution caps have not changed since the last update

Superannuation rules and rates are set by the Australian Government and may change. Always verify current rates with the ATO.

6. Limitation of Liability

To the maximum extent permitted by Australian law:

• The owner of this Website shall not be liable for any loss, damage, or financial decisions made based on the use of this calculator.
• Use of this Website is entirely at your own risk.

7. Intellectual Property

All content, design, branding, and calculator functionality on this Website are the intellectual property of the Website owner unless otherwise stated.

You may not reproduce, copy, or distribute content without permission.

8. Changes to These Terms

These Terms may be updated at any time without prior notice. Continued use of the Website constitutes acceptance of any updated Terms.

9. Contact

For questions regarding these Terms, contact: contact@superannuationcalc.com.au